For high-income individuals, 2026 marks a shift in how tax-planning decisions should be made. While the rules governing Roth IRA conversions have not changed, the broader tax environment has. >> See How OBBBA Changes Charitable Deductions As a result, Roth conversions are no longer a simple “convert when possible” strategy. They require careful coordination with…
Are you aware of the charitable deductions changes resulting from the One Big Beautiful Bill Act (OBBBA), effective in 2026? In short, the tax code is shifting from a broad-based incentive model to a threshold-based incentive model. This, in turn, rewards larger, more intentional giving and encourages structured planning vehicles. Let’s explore in more detail.…
Tax changes represent a valuable opportunity for you to review your financial planning. Have you optimized yours? As former Senator Max Baucus once observed, “tax complexity itself is a kind of tax.” While this is the case every year, this is especially true in 2026 as many significant tax policy changes create new tax and…
