Tag: Roth IRA

Roth IRA Conversions in 2026: What High-Income Clients Need to Do Now

For high-income individuals, 2026 marks a shift in how tax-planning decisions should be made. While the rules governing Roth IRA conversions have not changed, the broader tax environment has. >> See How OBBBA Changes Charitable Deductions As a result, Roth conversions are no longer a simple “convert when possible” strategy. They require careful coordination with…

Funding a Roth IRA For Your Child

Have you considered funding a Roth IRA for your child? To make a Roth contribution, your child must have earned income from a job. As a parent (or grandparent), you can contribute to this Roth IRA. Not only do you help your child get started on planning for retirement, but you also benefit by transferring…