9 Financial Resolutions for the New Year

What would you say to resolutions that simply require attention at the beginning of the year to provide you with value? That’s what you’ll find with the 9 financial resolutions detailed below. Unlike traditional New Year resolutions that often wind up abandoned before January’s even over, these aren’t too time-consuming, complicated, or unpleasant to stick…

How to Give the Gift of Investing

Consider giving the gift of investing. The season of giving is upon us. That brings agonizing over what presents and gifts to give kids, grandchildren, or Godchildren.  Instead of buying the same old gifts, maybe it is time for something different?  Can you think of any better gift than one that grows over time and benefits…

Investing in Times of 20+ P/Es

As a value investor, you must be asking yourself how best to go about investing in a time of 20+ P/Es. With over 90% of companies in the S&P500 reporting their 3rd quarter earnings, US corporate profits seem strong.  According to FactSet, about 80% reported better than expected earnings per share, and about 75% posted…

Don’t Try to Time the Market; Just Invest

Do you find yourself unable to invest because you can’t decide on the right time? Do you feel paralyzed by the exuberant ups of your market watch list and in despair over the unexpected lows? Stop Trying to Time the Market! Just Invest. Invest regularly and consistently, without emotion, based on analysis, and in accordance…

Processing Investment Advice, Predictions, and Risks

How seriously do you take market voices? By that, I mean advice, predictions, and risks not always grounded in common sense? This newsletter explores this conundrum. Market Commentators Have No Accountability for Advice, Predictions and Risks Realize that there’s an important disconnect between the “advice”, “predictions” and “risks” people hear from market commentators and actual…

Fundamentals of Investing in Banks

Have you considered banks for your investment portfolio? If not, you may want to reconsider. You see, banks become an attractive sector for finding investment ideas when the yield curve steepens, making banks more profitable. That’s the scenario we’ll likely be facing if the Federal Reserve begins to taper and lets longer-term rates rise. In…

Cash and Unemployment Report Reactions

What does the latest unemployment report say about the economy? This article explores reactions from the Federal Reserve, and the Stock Market. It also examines how much cash investors should hold in their portfolios. >> To subscribe to this monthly newsletter, click on Subscribe! The 9/3/21 Unemployment Report The Employment Report issued on Friday, September 3rd…

Stocks Are Up, While Bond Rates Are Down?

Stocks are up, and bond rates are low, making volatility front and center for investors. The market seems to have no memory from one day to the next.  On Thursday, July 8 stocks dropped on fears of the Delta COVID variant only to rally on Friday.  >> To subscribe to this monthly newsletter, click on Subscribe!…

Stock Market Reacts Inconsistently

Inflation talk has been featured in the business news as well as in this newsletter for a few months now, and most recently in Market Volatility, Expectations & the Global Markets. Despite all the inflation talk, you’ll notice as you read this article that the stock market reacts inconsistently. >> To subscribe to this monthly…

How to Commit Financially to Sustainability

What comes to mind when you think of sustainability? What about sustainable investing? Earth Day and Sustainability Perhaps you’re thinking of the kind of activities that are often brought up in articles about the yearly Earth Day celebration. What about Earth Day? Did you know that the first Earth Day took place in 1972? That’s…